National Credit Repair Agency vs FTC

Which credit repair agency should a consumer choose? Here's what the Federal Trade Commission advises.

Credit and Debt Counseling Companies

It's almost as if you can't turn on the TV anymore without seeing at least on commercial for credit and debt counseling.

Be Aware that Credit Cards Change

The changes in terms for your credit card can impact you financially. So many people simply pull the statement out of the envelope and never read any of the changes in terms or other materials sent by the credit card company.

Obtaining a Free Credit Report Two Times A Year Is Easier Then You Think

The typical turn around or delivery time after requesting a free credit report online or by phone is about four weeks with the wait increased to at least six weeks when obtaining a free credit report by mail.

A Word About Credit Repair Law

Most credit repair law relates to the Fair Credit Reporting Act. The following article includes some highlights of the law.

Credit Cards - Today's Low Rate Credit Cards

Are you thinking of getting a new credit card? Perhaps you have been receiving those 0% APR credit card offers in the mail and have been considering getting one of these new cards. If you are, here are a few things you may want to consider and keep in mind.

5 Ways To Get the Most Out of Your Credit Card

There are many easy ways to reduce your APR, get the rewards you want, and make having a credit card a pleasure rather than a burden.

What Do They Mean By Credit Repair?

The term Credit Repair refers to a series of steps that you may be able to take to either remove defaults from your credit report or over time build up a new and better credit history.

Prepaid Credit Cards: Top 5 Reasons Not to Get One

Prepaid credit cards have higher fees than regular credit cards, but they don't require a credit check and don't have any finance charges. They have cool features like direct deposit that get people out of check cashing lines. But they are right for everyone. Find out if a prepaid credit card is right for you.

A Brief Credit Repair Guide

You can improve your credit scores. This is a brief step by step credit repair guide that may help to get you started.

The Lowdown on Citi Platinum Select

In the search for the perfect credit card, one may take into account the travel rewards, cash rebates, shopping privileges or point collection and redemption programs. However, one of the most important aspects of a card, which is very much overlooked nowadays, is the availability of a low APR

The Lowdown on Discover Gas Card

Do you feel that with gas prices going up, our wallets get lighter each time we fill up the tank? How about getting some of that cash back? Well, this would be possible if you have a Discover Platinum Gas Card.

Know Your Privileges When Using A Credit Card

Most people are not comfortable with having cash in their bags. When they go shopping, they use their credit card to pay for everything that they want to buy. Credit cards are in some ways better and safer to use than cash.