Credit Card Scams

Many times the credit card offers you receive are disguised as being legitimate when in actuality they are a rip-off. They offer inflated fees, astronomical interest rates and ridiculous terms. Let's take a look at some of the tactics these companies use to take your money.

5 Ways To Get the Most Out of Your Credit Card

There are many easy ways to reduce your APR, get the rewards you want, and make having a credit card a pleasure rather than a burden.

Sample Credit Repair Letter

This article includes a sample credit repair letter.

Free Annual Credit Report From All 3 Reporting Agencies

Anyone who wishes to apply for a credit card, mortgage loan, car loan or debt consolidation loan needs to be familiar with his/her credit report and the information contained inside. So, just what is included in a credit report? The answer is an entire listing of an individual’s payment history for the past 7 years, current debt load and any public record information, such as judgements, bankruptcy and/or foreclosures. These factors, along with a debt to income ratio, combine to create a FICO score. This is a number that potential lenders use to calculate the interest rate that will be paid during the life of the loan, which is usually determined by any determinable credit risk.

Free Credit Report Access

As of September first 2005, all Americans are able to request and obtain a free credit report from each credit bureau once every year. Checking our credit report regularly is vital to ensure accuracy and protect against identity theft.

The Lowdown on the AT&T Universal Rewards Card

If you think that the AT&T Universal Rewards Card is only a reward card, think again. It’s a calling card as well.

The Lowdown on Chase Flexible Rewards Card

If you are an individual with a good credit score looking for a reward card that offers flexibility in the rewards that can be earned, the Chase Flexible Rewards Platinum Visa by the Chase Manhattan Bank might be just be what you are looking for.

The Lowdown on the Citi Upromise Card

Citibank has partnered with Upromise, Inc. to produce a card that awards cardholders with fabulous rebates that will contribute towards a tax-advantage college savings program.

The Lowdown on the JetBlue Credit Card

In the year 2005, American Express partnered with JetBlue Airways, the five-year old low-cost carrier, to provide consumers with a credit card that allows cardholders to earn Award Dollars that can be converted to points under the JetBlue's Flight Gratitude program, TrueBlue.

Credit Card Fraudsters Want Your Details - How Are You Going to Stop Them?

Do you have a credit card? How many times do you use your credit card on average per day? How many people do you know that have one and use it regularly? You can begin to imagine just how many millions of credit card transactions are done every day and therefore how much opportunity there is for credit card fraudsters.

The Lowdown on Discover Platinum Card

According to credit card reviews, Discover is the third of four largest credit card providers after MasterCard and Visa. This is as Discover is widely accepted in the United States although the same cannot be said internationally.

Instant Credit Card Approval - Is It Truly Instant?

This article describes the truth behind instant credit card approval offers.

Cash Back Reward Credit Cards

Another of the excellent cash back reward credit cards is a Visa. This offer is for those who have very good credit. With this cash back reward credit card the cardholder earns a point for each dollar used for a purchase. The first purchase using the card gives the cardholder 1000 bonus points.