Cashback Credit Cards

Cashback credit cards reward the cardholder for using the cards, by giving rebates and cashback incentives. Cashback credit cards are only given to those with good, very good or excellent credit ratings.

Flat Rate Credit Cards

Most credit cards feature different interest rates depending on how they're used. Purchases, balance transfers, cash withdrawals, introductory offers... the number of different rates can be confusing. Flat rate cards charge the same APR for everything, making it easier to keep track of how much your card is costing.

How to Find the Best Rewards Credit Card

If you use a credit card frequently, you may wonder if there’s more that card can do for you. And credit card companies have answered that question: yes, there is something that you can receive in return for being a great customer.

5 Things to Know Before You Apply for a Student Credit Card

One of the more frustrating things of being a student is not having an income to qualify for a credit card. Especially at those times when you are traveling or shopping, you have no choice but to bring a wad of cash around.

Apply for a Travel Rewards Credit Card and Travel Smarter

Are you a frequent traveler? If so, it is likely that you are already enrolled on a frequent flyer program with a few airlines. In this case, would you be open to an opportunity to earn airline miles at a quicker rate?

Student Credit Cards - Planning For The Future

This article outlines the benefits of student credit cards and also warns against some of the pitfalls of credit cards.

Rewards Credit Cards - Reward Offers

This article takes a look at the common rewards that rewards credit cards offer.

The Importance of Your Credit Score

Your credit score and any loan, whether it be secured or unsecured, are intimately tied together. The interest rate you pay on any loan and whether you are even eligible to take out a loan is determined by your credit score. If you have a low credit score, you are a higher risk for creditors and they charge a higher interest rate in order to mediate this risk.

Student Credit Card - Choosing Your First Card

This article seeks to show student how to be responsible for a credit card, and how to go about deciding what the best features are for a good student credit card.

Why Paying Your Income Taxes With a Credit Card is a Rip Off

If you own your own business or have not been deducting enough from your paychecks each week, you will probably owe some income taxes when tax time rolls around.

Why You Should Avoid Paying Income Taxes with a Credit Card

We all agree that the credit card is very convenient. That is why the IRS allows you pay your taxes through it. To sweeten the deal, credit card companies offer rewards in the form of frequent flyer miles. So you can get a free air ticket too. But hang on, is that convenient to your pocket too? Sadly, the answer is no.

How to Opt Out of Credit Card Solicitations

Irritated by too much credit card solicitation? Been receiving too much junk mail and too many unsolicited phone calls? This is a common scenario faced by many Americans. In fact, a recent research conducted by the Federal Trade Commission indicated that as many as 25 million adults in the country are victims of fraud.

What to Do if Your Credit Card is Missing or Stolen

Losing your purse or wallet or having it stolen is a frightening experience, but dealing with the missing credit cards doesn’t have to be. All it takes is a little work now to be able to make the right decisions should it ever happen to you.