Main Subject - Finance

There are three terrifying words that most people do not want to share with their friends

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

: credit cards debt. Sure, we love our credit cards. But we fear (and are often ashamed o

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

f) our debt. Most of us are in debt, but how can we get out of it? Here are two simple id

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

eas:

First, stop using your credit cards. Credit cards are great becaus

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

e they give us flexibility. They allow us to get whatever we want whenever we want it. Bu

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

t that's where the problem comes too. We buy things we can't afford. We take vacations we

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

shouldn't be taking. We eat out more than we should. More than anything we spend mor

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

e than we should on every single purchase using a credit card.

Re-read that last se

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

ntence. I know you don't believe it, but it's important. It's why your bank encourages yo

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

u to use your debit card. It's why your credit card company ups your limit when you are a

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

ready in debt. It's why you get so many solicitations in the mail offering you a new cred

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

it card.

Credit card companies know this and you should too: people who use credit cards

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

have debt. You spend more on your credit cards than you do when you spend cash. Stop usi

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

ng your credit cards and you will save money.

Second, set a budget. I k

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

now, you're an adult and you should have every right to spend your money how you see fit.

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

Then why do you fear those three words (credit cards debt)? You fear them because you do

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

n't have a budget and you spend beyond your means. That's the cold hard truth. More than

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

three-quarters of people who are in debt are in debt because they spend too much money (o

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

ther reasons like medical bills and loss of a job are relatively rare).

Overcome your fe

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

ar of these three words: credit cards debt. Stop using your credit cards and set a budget

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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