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Main Subject - Stop Credit Carding
I understand how hard it can be to quit.
Though I am now credit card debt free, I once used them quite frequently. I charged u
Though I am now credit card debt free, I once used them quite frequently. I charged u
According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product
p more than I should have buying things that I probably don't even have anymore. My husband and I sacrificed, paid them off and
; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.
Examples of combination products may in
Examples of combination products may in
put them in our past.
But every once in a while, they creep into my thoughts.
Credit cards are a hard habit to break. I find
But every once in a while, they creep into my thoughts.
Credit cards are a hard habit to break. I find
lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.
myself thinking that I could drive to the bank, get a card out of the safe deposit box and just go shopping for what I want. Ea
here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe
rlier this evening, I was going through a folder and saw a credit card tucked in it. I was really happy, thinking here's a card
d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.
Combination pro
Combination pro
Then I saw it was expired.
I'm thankful it was.
It is hard to stop spending money. We are so indoctrinated into believing th
I'm thankful it was.
It is hard to stop spending money. We are so indoctrinated into believing th
ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc
at we can just buy now and pay later. What we aren't told over and over again is that when we pay later, we pay big time.
If y
If y
easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi
u are looking to get out of debt, make a better financial situation for your family or buy a home, you have to quit charging ri
nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically
ght now. Cold turkey. It is the first step, an essential step, to paying off your debt.
Get out the scissors and start cutting
Get out the scissors and start cutting
and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ
up those cards now. Don't write down the expiration date and code on the back. It will be too tempting to use these on the inte
ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi
rnet or over the phone to shop. Cut the cards up and throw them away.
If you want to keep a card for emergencies, you need to
If you want to keep a card for emergencies, you need to
ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.
Following aspects would a
Following aspects would a
take it to your safe deposit box in the morning. Or freeze it in a big bowl of water in your freezer. Make it inaccessible to y
dd to the challenges in developing combination products:
Which markets to tap where the combination products can do fairly well?
Which combination prod
Which markets to tap where the combination products can do fairly well?
Which combination prod
u. For example, not only is our emergency card in a safe deposit box, it is in a bank in another town. In a small town forty mi
cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin
les away from anywhere I would want to shop. No Walmart or shopping center close by. It is out of the way. That one decision of
tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen
What would be the developing cost?
How to tackle the risks encountered during combination product developmen
where to put it has saved us a lot of money.
It will take a while to get used to not charging. You can no longer simply pick t
It will take a while to get used to not charging. You can no longer simply pick t
t?
As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
hings up and throw them in your shopping cart. The process is often made simpler by using cash to do all of your shopping. When
ping new procedures for reviewing their safety, efficacy and quality.
Professional from academic institutions, pharmaceutical industries, health care indust
Professional from academic institutions, pharmaceutical industries, health care indust
you go grocery shopping, take in the allotted amount of cash and nothing else. You won't be tempted to put more in your cart ou
y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products
t of fear of embarrassment. If you leave your wallet in the car, you won't be tempted to use your debit card or checking accoun
.
As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
. You can only spend what you set out to spend.
Kicking the credit habit is hard. But it is worth it. Even though you dream ab
Kicking the credit habit is hard. But it is worth it. Even though you dream ab
elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.
Companies that provide selfless information through particip
Companies that provide selfless information through particip
out charging things every once in a while, the benefits will help keep you strong. Life without credit card debt is much easier
tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products
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