Main Subject - Finance

A small plastic card could do a lot for you. Yes, we are speaking about credit cards. What is a credit card? It is a card that could be used to get cash, go

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

ods or services up to a prescribed credit limit. Remember that Credit cards don’t fulfill your customized requirements in terms of appearance, as most of th

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

m are of the same size and shape.

Now that we know about the basics, let us talk about more important aspects. For instance, how would a teenager handle th

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

credit card? Most of them not only make full use of their credit cards, but also manage to exceed their limits. Are these teenagers aware that credit card

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

ompanies are keeping a close watch on them?

Have you cosigned your child’s card? Then, act like a responsible parent and explain the finer details of credi

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

t card to your teenager. Teenagers may also use student credit cards. No matter what, you have to get involved to ensure that your child makes proper use of

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

his or her credit card. Let us go through some tips to help teenagers understand the importance of best credit cards

Tip #1: Help Them Understand the Impor

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

ance of Credit

Make it clear to your A small plastic card could do a lot for you. Yes, we are speaking about credit cards. What is a credit card? It is a c

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

rd that could be used to get cash, goods or services up to a prescribed credit limit.teens that credit cards are not magic cards that spin out money. Do you

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

r children receive ads and solicitations regarding credit cards? If they do, very few of them pay attention to it. What should you do now? Explain to your k

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

ds how long it would take to settle a given balance.

Tip #2: Truth about Credit Card Companies

Point out the stealthy activities of credit card companies.

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

It is a well known fact that credit card companies prey on the undisciplined and financially unburdened lot of the society. There are two ways to escape the

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

r trap. One is not to use the credit card. The other is to exercise discipline in the use of credit cards.

Tip#3: Persuasion Tactics

How about using a cre

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

dit card sleeve? These sleeves are considered to be excellent marketing tools. These sleeves have messages of warnings in them that could just have an impac

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

on your teen’s mind.

Tip#4: Use Visa Buxx Card

It looks just like a visa card but is far more helpful. Yes, it is, at least for the teenagers. Visa Buxx

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

ards are prepaid credit cards. Here, you could just deposit certain amount of money into the card and that is your limit. Well, Visa Buxx certainly gives th

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

controlling reins to you. You can now make sure that the teens follow your guidelines.

Tip#5: Leave ‘em Alone

Have you set the ground rules? If yes, don’

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

t harp on it again and again. Leave the teenagers alone. For all you know, they may be far more responsible when they are allowed to handle credit cards on

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

heir own. Anyway, you can always observe them.

Why should you go through all the trouble of preparing guidelines? It is only because credit card debts are

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

onsidered to be highly vicious with extremely high interest rates and compound interest calculations. If you fall into the trap, it is hard to get out of it

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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