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Main Subject - 5 Signs That You May Be Abusing Your Credit Cards
Ever wonder if you're abusing your credit cards? It's a shameful secret that many of us share. Some of these signs may be humorous, some may be a sad reality -- but the
According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product
one thing that these 5 signs all have in common is that they indicate a pattern of credit card abuse.
1. How Many Times Do You Re-sign?
How many times have you re-sign
1. How Many Times Do You Re-sign?
How many times have you re-sign
; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.
Examples of combination products may in
Examples of combination products may in
d (and I mean signed more than once, not resigned) your credit cards?
Yes, this actually happens...
I saw my friend signing the back of her credit card the other day.
Yes, this actually happens...
I saw my friend signing the back of her credit card the other day.
lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.
New card?" I asked. She kindly informed me that it wasn't a new credit card but, rather, her signature had worn off due to frequent use and she had to re-sign it.
Okay,
Okay,
here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe
exactly how many times do you have to use a credit card before your signature wears off? I'm not sure (it's never happened to me) but when I asked her, she really didn'
d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.
Combination pro
Combination pro
want to give the information up. I took that as a sign.
It probably goes without saying -- if you're signature has worn off of any of your credit cards due to frequent
It probably goes without saying -- if you're signature has worn off of any of your credit cards due to frequent
ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc
use, you may be abusing your credit cards.
2. Can You Recite Your Number By Heart?
If you can recite your number by heart (and I mean your credit card number, not your
2. Can You Recite Your Number By Heart?
If you can recite your number by heart (and I mean your credit card number, not your
easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi
phone number) then you might be abusing your credit cards.
When you call to place an order over the phone and the rep asks for your credit card number, are you able to
When you call to place an order over the phone and the rep asks for your credit card number, are you able to
nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically
recite it by heart? If so, you may want to sit down and seriously think about how often you use your credit cards.
3. An Upward Trend?
If you find your credit card bal
3. An Upward Trend?
If you find your credit card bal
and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ
nces going up each month instead of down, you might be abusing your credit cards.
Credit cards aren't a license to spend and you really should charge only what you can
Credit cards aren't a license to spend and you really should charge only what you can
ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi
ay off each month (except in the case of an emergency). If you aren't able to pay off your balances each month and your debt keeps piling up, you may find yourself in so
ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.
Following aspects would a
Following aspects would a
me serious financial trouble.
Do yourself a favor and re-evaluate the way you've been handling your credit cards. Put yourself on a budget and don't charge any more unt
Do yourself a favor and re-evaluate the way you've been handling your credit cards. Put yourself on a budget and don't charge any more unt
dd to the challenges in developing combination products:
Which markets to tap where the combination products can do fairly well?
Which combination prod
Which markets to tap where the combination products can do fairly well?
Which combination prod
l you can pay off the debt you've already accumulated.
4. A Call From Security
Has the security department from your credit card company had to put a freeze on your cr
4. A Call From Security
Has the security department from your credit card company had to put a freeze on your cr
cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin
dit card until they were able to speak with you? If so, you may be abusing your credit cards.
Credit card companies use algorithms to track suspicious credit card activ
Credit card companies use algorithms to track suspicious credit card activ
tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen
What would be the developing cost?
How to tackle the risks encountered during combination product developmen
ity. If you charge too much or too often, it will usually raise red flags at the credit card company and they'll try to contact you to verify the charges. If spending sp
t?
As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
ees are the reason for this call, you may want to cut back on your credit card usage.
5. You've Been Dumped
Think getting dumped by a boyfriend or girlfriend is bad? T
5. You've Been Dumped
Think getting dumped by a boyfriend or girlfriend is bad? T
ping new procedures for reviewing their safety, efficacy and quality.
Professional from academic institutions, pharmaceutical industries, health care indust
Professional from academic institutions, pharmaceutical industries, health care indust
y getting dumped by your favorite credit card company. If you abuse your credit cards, they will close your accounts.
You don't even have to be late with a single payme
You don't even have to be late with a single payme
y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products
nt. If your debt increases significantly or your credit score declines your credit card company can close your account and take your card away from you.
If you enjoy us
If you enjoy us
.
As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
ng your credit cards, make sure you use them wisely or you just may lose them.
Credit cards can be your best friend and your worst enemy at the same time. While some of
Credit cards can be your best friend and your worst enemy at the same time. While some of
elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.
Companies that provide selfless information through particip
Companies that provide selfless information through particip
us may find humor in a few of the above scenarios, make sure that you aren't relating to them too well. Use your credit cards wisely and enjoy a healthy financial future
tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products
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