Main Subject - Finance

Acting sooner rather than later is the key to taking control of your debts particularly if you are running out of money before the

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

end of every month and creditors are missing payments that are due to them.

There are 6 steps to managing your debts which are ava

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

lable. In conjunction with the 6 steps to debt help and advice there may be some other options:

* The Ebay phenomena means that yo

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

u can easily sell unwanted items * Get a part-time job to suit your lifestyle * Get a lodger * Reduce your expenditure * Ask your b

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

ss for a raise

Sell unwanted items

Everybody has stuff they don't need or use. Ebay is a great way to sell those items and

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

make a little more money. Will a few of those items be enough to get you back on top of your bills? Don't like internet selling? W

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

ll get yourself off to the local car boot sale.

Get that part-time job

Realistically work out if you can take on an extra

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

job. Maybe you are in a boring office job and have always wanted to try something different. Why not go and apply for some work at

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

he local hospice, factory or bar? It'll get you out of the home, spending less, earning more and increasing your circle of friends

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

and contacts too.

Get a lodger

OK so you'd prefer your own space but the extra money that a lodger could provide can be co

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

siderable. Take time to find suitable people to share your home with. One friend I have, even ended up finding his wife when she ca

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

e to stay for 2 years!

Reduce your expenditure

It should go without saying that you must cut out all luxuries, but see wh

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

ether you can go further. It doesn't hurt to stay in an extra night or two every week. Renting a video costs about the same as one

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

rink down the local and you can choose who gets to spend time in your company. There are other ways to cut your costs but do be rut

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

hless. If this resolves your debt trouble then that's all for the better.

Ask your boss for a raise

Well, if there's a deb

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

issue looming then it's definitely time to bite the bullet and ask for that raise. Get clear and concise examples of events and mi

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

lestones that you've achieved since your last review. Explain, in detail, what you will achieve over the coming months and also try

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

to negotiate the sort of raise you want for the coming work appraisals should you meet those targets. Work towards those targets an

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

d use any extra income to reduce your debt.

Do face up to financial problems as soon as possible in order to start resolving them.

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

Whatever problems you are facing, try to be positive, as there may still be solutions. There are plenty of sources of expert advice

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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Networking is the single most effective way to job hunt and to increase business opportunities. Without a circle of high quality professional acquaintances, you will be severely disadvantaged throughout your career. How do you get started? Read on to learn the fundamentals of effective networking - what TO do and what NOT to do.

For many of us the thought of picking up the telephone means that we suddenly become distracted by a million and one mundane things that you desperately need to do! Tidy the desk. Sort through the Inbox. Do that filing. In fact anything, rather than pick up the telephone, but by following a few simple guidelines you can take the cold out of cold calling.

The most powerful tool a marketer can have. You have to know how to use it. It will help you to build and develop your business.

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